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How Not to Rely on Your Credit Card

If you are trying to control your credit card spending, one strategy is to cut up your extra credit cards. But don’t close those accounts just yet. If you cancel them, it can affect your credit card rating. When you close an account, it reduces your available credit line, making your credit utilization to debt ratio higher. If you do choose to close extra accounts, do this slowly, about one every six months.

At Communities at Arbor Vista Apartments in Adelphi, Maryland, we believe it’s important to live life vigorously. In order to do so, you must educate yourself regularly with lifestyle-enhancing tips such as these. With this blog post, we seek to improve your way of life through education that promotes self-care.

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